Gregory L. Kozerski, CPA, CFP®, AIFA®
President
Greg has a broad range of experience in providing comprehensive financial planning and investment advisory services to both individual and business clients. Greg earned his Bachelor of Science Degree (Magna Cum Laude) in Accounting and a Masters Degree (Cum Laude) in Business Administration from Canisius College in Buffalo, New York. Greg’s professional designations and memberships include:
- Certified Public Accountant (CPA)
- Certified Financial Planner (CFP®)
- Accredited Investment Fiduciary AnalystTM (AIFA®)
- Financial Planning Association (FPA)
- American Institute of Certified Public Accountants (AICPA)
- New York State Society of Certified Public Accountants (NYSSCPA)
Greg’s consultative approach to financial planning and investment advisory services is a key ingredient in the success of the firm’s collaborative team environment.
Email Greg: glk@waterfordadv.com.
Phone: 716-580-3906, ext. 115
Scott M. McCarthy, CPA, CFP®
Director/ Financial Advisor
Scott has over 20 years of experience providing complex tax and financial planning advice to both individual and business clients. Before joining Waterford in 2006, he was a tax partner for over 12 years with a large Western New York accounting and consulting firm. Scott earned his Bachelor of Science Degree (Summa Cum Laude) in Business Administration from the State University of New York at Buffalo. Scott’s professional designations and memberships include:
- Certified Public Accountant (CPA)
- Certified Financial Planner (CFP®)
- American Institute of Certified Public Accountants (AICPA)
- New York State Society of Certified Public Accountants (NYSSCPA)
- Financial Planning Association (FPA)
- Western New York Estate Analysts
Email Scott: smm@waterfordadv.com.
Phone: 716-580-3906, ext. 103
Christina M. Michalczak, CFP®
Financial Advisor
Christina is a Financial Advisor with Waterford. She works closely with clients on financial planning issues. In addition to meeting regularly with clients, Christina prepares financial plans as well as oversees the implementation of client recommendations.
Christina joined the firm in May 2007. She is a Certified Financial Planner licensee and earned her Bachelor of Science in Financial Planning from the State University of New York at Alfred. Christina’s professional designations include:
- Certified Financial Planner (CFP®)
Email Christina: cmm@waterfordadv.com.
Phone: 716-580-3906, ext. 112
Christine M. Koniarczyk, CPA
Tax Manager
Chris has over 20 years of experience in public accounting, primarily servicing closely held businesses and their owners. Chris provides tax and accounting consulting and compliance services to Waterford’s individual and business clients. Prior to recently joining Waterford, she served in the tax department of Tronconi Segarra & Associates, CPAs and was formerly a Tax Manager with a CPA firm in southern Florida. Chris earned her BS degree in Business Administration from the State University of New York at Buffalo. Chris’s professional designations and memberships include:
- Certified Public Accountant (CPA)
- American Institute of Certified Public Accountants (AICPA)
- New York State Society of Certified Public Accountants (NYSSCPA)
Email Christine: cmk@waterfordadv.com.
Phone: 716-580-3906, ext. 101
Elaine M. Lechanski, RP®
Registered Paraplanner/Office Manager
Elaine’s primary responsibilities at Waterford include the development and maintenance of a project quality system (intranet), preparation of internal financial reports, compliance and client relations. Elaine recently earned her Registered Paraplanner® designation.
Email Elaine: eml@waterfordadv.com.
Phone: 716-580-3906, ext. 111
Jacqueline E. Triaga
Administrative Assistant
Jackie’s primary responsibilities include maintenance of professional licensures, continuing education, annual client maintenance, and service to existing clientele.
Email Jackie: jet@waterfordadv.com.
Phone: 716-580-3906, ext. 102