Investment Advisory Services

Every investor is an individual, with different needs and different objectives. Whether your objectives are wealth preservation, asset growth, current income, or minimizing taxes, it is critical to have a complete understanding of your objectives before you begin to invest. We adhere to a well-defined, time-proven and disciplined investment management approach.

Through our investment advisory process (PDF), we:

  • Evaluate your investment timeline and take time to understand your attitude toward investing (i.e., how much volatility you can tolerate within your portfolio).
  • Take the time to explain our philosophy of employing a long-term disciplined investment approach based upon asset allocation, broad diversification, and strategic rebalancing. Research shows that the asset allocation decision (how your investments are diversified among multiple asset classes such as stocks, bonds, and cash) has the most significant impact on overall long-term performance.
  • Advise you on adopting a customized investment policy statement designed to maximize investment returns. In creating your portfolio, we select money managers with long-term proven track records.
  • Monitor your investment portfolio carefully to ensure that it remains consistent with your asset allocation and within pre-defined tolerance ranges.
  • Meet with you regularly to ensure our recommendations continue to be appropriate.