Author: Marybeth Rose

Weekly Market Commentary May 5, 2021

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The Markets It’s Spring and economic recovery is in the air. Last week, the Bureau of Economic Analysis reported the U.S. economy grew at a 6.4 percent annualized rate for the first three months of 2021. While that’s good news for companies and workers, asset managers are checking their expectations. The stock market reflects what… Read more »

Weekly Market Commentary April 28, 2021

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The Markets It wasn’t just the price of pork chops. Last week, as investors weighed the news, strong corporate earnings were offset by higher grocery prices and rising numbers of global coronavirus cases. Solid corporate earnings weighed favorably. So far, 25 percent of the companies in the Standard & Poor’s (S&P) 500 Index have reported… Read more »

What is a Target Date Fund Glide Path?

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A Target Date Fund (TDF) is the “set it and forget it” fund option for many 401(k) plan participants and retirement investors. This type of fund automatically rebalances the overall asset allocation for a targeted mix of equity and fixed income investments based on the investor’s age and an assumed retirement date. Often TDFs are… Read more »

Tax Corner

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The past year has been unique and challenging in many ways. It has also provided us the opportunity to reflect on values and things we hold dear. In many cases, this includes a greater appreciation for the community around us which allows us to thrive. This quarter, we have decided to replace our typical Tax… Read more »

Market R E C A P

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Global stocks continued to power upward this quarter from their pandemic bear market low on March 23, 2020. U.S. stocks, developed international stocks, and emerging-market stocks are now up an astonishing 80.6%, 74.8%, and 74.6%, respectively, since then. Clearly, it paid not to panic and get out of the markets last spring. Due to expectations… Read more »

Three steps to successful I N V E S T I N G

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Every once in a while, it’s useful to step back from the permanent chaos of political, economic and market events, and ask ourselves the fundamental questions: what am I investing for, and how will I know whether I’m succeeding or not? How, indeed, does one even measure investment success? The answers will be found not… Read more »

Celebrating a New Waterford Generation

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Please enjoy an update on some of our newest additions to the “Waterford family.” Thomas W. Byles-Smith; on left (Born 4/21/2016 to parents Dan and Jill Byles-Smith) Jonathan M. Byles-Smith; on right (Born 10/17/2018 to parents Dan and Jill Byles-Smith) Maeve Rae Harmer (Born 10/19/2020 to parents Mike and Marissa Harmer) Joseph David “Joey” Michalczak… Read more »

Weekly Market Commentary April 21, 2021

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The Markets Where are Treasury bonds going? The direction of bond yields is influenced by investors’ expectations for economic growth, among other factors. When economic growth is expected to weaken, bond yields tend to move lower. When economic growth is expected to strengthen, bond yields tend to move higher. Last year, U.S. Treasury yields began… Read more »

Weekly Market Commentary April 14, 2021

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The Markets Investors didn’t stumble over inflation last week. Why not? Inflation – rising prices of goods and services – can be measured in a variety of ways. For example, the Consumer Price Index considers changes in the amount consumers pay for goods and services – a bag of carrots, a gallon of gas, or… Read more »