Mike Harmer, CFP®, EA


Mike joined the firm in January 2012. He is a CERTIFIED FINANCIAL PLANNER™ professional and an Enrolled Agent with the IRS. He is intimately involved with the presentation of client financial plans and implementation of client recommendations, as well as with daily client service needs related to all areas of comprehensive financial planning. Mike earned his Bachelor of Science Degree in Finance from Canisius College. In his spare time, he is a sports enthusiast that loves to support local professional teams and enjoys traveling and playing golf. Mike and his wife, Marissa, live in the village of Hamburg along with their pets Zeus (black lab), Phoebe (great dane), and Miles (orange tabby cat). They are very excited to be welcoming a daughter to their family in late October 2020.

Mike’s professional designations and memberships include:

  • Enrolled Agent (EA)
  • Financial Planning Association (FPA)
  • Financial Planning Counselors of Western New York (FPC)

Contact Mike at mdh@waterfordadv.com or 716-580-3906, ext. 105.

Connect with Mike on LinkedIn